Insurance companies. Farmers must have at least a policy of insurance for crops. It provides insurance against damage caused by natural causes that can affect a farmer’s harvest. The causes of the crop damage that an insurance provider covers include drought, hail, frost and wind. Other causes include moisture, pests, insects, and disease.

What is a crop insurance agency? The hail insurance business begins by assessing the amount of damages that crops have sustained. There are indicators specific to every kind of crop injury. Defoliation is an approach used by insurance specialists to gauge the extent of damage to a leaf. This process involves removing an entire leaf and analyzing its percentage destroyed is known as defoliation.

Insurance specialists also assess crop damage to other parts of the plant, by looking for signs of cracking, breaking or bruising. After this analysis, experts note the details along with other essential factors, including the date the damage occurred as well as the rate of growth of the damaged crops. To assess the magnitude loss of crops insurance companies track the damage multiple times. When the damage has been proven and the severity of loss, farmers get revenue protection. uobx9zsxdy.